Secured Real Estate Returns, Backed by Trust Deeds
CloudMoney provides accredited investors with access to first-lien trust deed investments — real property collateral, institutional underwriting, and competitive yields.
Investment Strategy
"Every investment is secured by a first lien on real property — not promises."
Institutional Discipline. Real Property Backing.
CloudMoney acquires trust deeds backed by prime California real estate. Our model emphasizes rigorous due diligence, conservative loan-to-value ratios, and a diversified portfolio of performing deeds. We underwrite every position with institutional discipline — evaluating property value, borrower creditworthiness, and exit strategy before committing capital.
Secured by First Lien
Every investment holds first lien position on real estate — the highest-priority claim on the underlying property.
Short to Medium-Term Horizon
Trust deed terms typically range from 12 to 36 months, offering investors flexibility and defined exit timelines.
Regular Interest Income
Investors receive monthly interest distributions throughout the term of each funded trust deed.
Transparent Reporting
Full visibility into portfolio performance, property details, LTV ratios, and risk metrics through our investor portal.
Built for Sophisticated Investors
First Lien Security
Every trust deed in our portfolio holds first lien position — the highest priority claim on the underlying real property in the event of default.
Target Annual Returns
Our portfolio targets 8–12% annualized returns, driven by interest income from performing trust deeds secured by California real estate.
Real Property Collateral
Unlike unsecured instruments, every CloudMoney investment is backed by a tangible asset — real property that can be valued, insured, and liquidated.
How Trust Deed Investing Works
Identify
Our team sources trust deed opportunities from vetted originators across California's prime real estate markets.
Underwrite
Each opportunity undergoes rigorous underwriting — property appraisal, title review, borrower analysis, and LTV verification.
Fund
Approved trust deeds are funded and recorded, with the investor holding a first lien position on the property.
Earn
Investors receive monthly interest distributions for the duration of the trust deed term, typically 12–36 months.
Ready to Invest in Trust Deeds?
CloudMoney is open to accredited investors. Review our current offerings and speak with our investment team.
View Current InvestmentsAvailable to accredited investors only. Minimum investment requirements apply.
